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Approved in 98% of applications
Get a loan online in minutes
First loan with a discount of up to 99.9%
Applications were submitted today: 4718
Just now:
Thành Nhân, applied for a loan of 100 000 000 ₫
1 a minute ago:
QUYỀN, applied for a loan of 800 000 ₫
2 minutes ago:
Minh Tiến, applied for a loan of 800 000 ₫
Benefits of our service
We make getting a loan simple, fast and affordable
Decision in a few minutes
No paperwork or guarantors
No hidden fees
High approval chance
Money to your card within minutes
Fast and convenient application
How to get a loan online quickly
Click Get money
Enter the amount you need
Complete the application
Fill in a simple form so we can match suitable loan options for you
Choose the best offer
Review the available loan offers and pick the one that suits you best
Get your money
Get the money on your bank card
Ways to receive funds
Need money right now? Get a fast online loan without unnecessary paperwork from verified lenders to your bank account or card. Our service is a simple way to get funds for urgent needs without complicated procedures.
Enter the amount you need and submit an application - our service will match personalised loan offers from different lenders. In just a few minutes, the money can be in your account.
Online loan comparison service
We find options with a high chance of approval - quickly and without unnecessary hassle.
Benefits of our service
We make getting a loan simple, fast and affordable
Approval rate up to 90%
We work with a large number of lenders and know who is most likely to approve your application today.
Personalised offers
Submit one application and we will match all current offers from lenders for you. Personalised matching takes only a few minutes.
Loans from 0.01% for new customers
A special offer for new customers - your first loan may be available at a minimum rate of 0.01%.
Money always within reach
We work 24/7 and help people across South Africa access loans quickly and conveniently.
Loans available even with a poor credit history
Even if you already have loans or late payments, our service can help you find current offers for possible refinancing and convenient repayment.
Easy application
The application takes only a few minutes. Fill in a short form and get available offers.
Loans are issued on the following terms
Interest rates to 36% per annum (APR may vary depending on the lender)
Loan amount from ₫ 500 to ₫ 100,000
Loan term from 60 days
Refinancing may be available even if you already have active loans or past-due payments
Final terms are set out in the loan agreement
Decision in as little as 5 minutes, funds are typically transferred shortly after approval
* Final loan terms depend on the current conditions of the partner lender.
Borrower requirements
South African citizen or permanent resident
Age: 18+
South African ID number
Active bank account or debit card
Mobile phone and e-mail
Proof of income
Reviews
K
Khoa
Tôi thích việc không phải nhập đi nhập lại cùng một thông tin. Tôi chỉ cần chọn vài tùy chọn và hoàn tất đơn đăng ký ngay tại đó. Việc này thực sự giúp tôi tiết kiệm thời gian.
T
Tài
Tôi từng dùng vài dịch vụ tương tự trước đây, nhưng dịch vụ này mang lại cảm giác dễ sử dụng hơn. Tôi chỉ cần chọn số tiền mình cần là thấy ngay các lựa chọn khả dụng. Dù chưa hoàn hảo nhưng nó đáp ứng tốt nhu cầu.
D
Dương
Đây là lần đầu tiên tôi vay tiền nên cũng hơi lo lắng. Dịch vụ này cung cấp nhiều lựa chọn đa dạng, giúp tôi dễ dàng so sánh mọi thứ ngay tại một nơi. Tôi đã vay một khoản nhỏ và mọi việc diễn ra rất suôn sẻ.
H
Hằng
Tôi đặt mua một số thiết bị điện tử trực tuyến nhưng lại thiếu một phần tiền thanh toán. Vì không muốn trì hoãn việc mua hàng, tôi đã chọn một trong các phương thức thanh toán có sẵn tại đây.
C
Chánh
Tôi tình cờ biết đến trang web này khi chỉ định xem thử các điều kiện vay vốn, nhưng rốt cuộc lại nộp hồ sơ và thực sự giải quyết được vấn đề tài chính của mình. Tôi thích việc trang web có hệ thống kết nối phù hợp thay vì chỉ liệt kê danh sách các công ty một cách ngẫu nhiên.
T
Thành
Có một thời gian tôi không tìm được lựa chọn nào ra hồn mà không phải gọi điện thoại liên tục. Ở đây thì ít nhất tôi cũng biết rõ mình đang nộp hồ sơ cho bên nào. Một trong số các bên cho vay thực sự đã duyệt hồ sơ của tôi, dù lúc đó tôi gần như đã bỏ cuộc.
Questions and answers
Answers to the most popular questions about our services
On what terms are loans offered through the service?
For first-time customers, lenders may offer from R 1,000 to R 3,000, while returning borrowers may have access to amounts from R 5,000 to R 10,000. Repayment terms range from 7 to 30 days, though repeat borrowers may receive longer terms from 60 days. Special offers are also available: your first loan may be available from 0.01%.
Can I get a loan if I have a poor credit history?
Yes. We work with more than 100 lending partners, including banks and short-term lenders, and some of them are willing to consider applications from borrowers with weaker credit profiles. We match available options for customers with different credit histories.
How quickly is a loan processed?
In as little as 10–15 minutes, you may receive the money on your bank card. The form is processed automatically, the application is reviewed within a few minutes, and the process is completed online.
Do you work on weekends?
The service "info.creditnice-vn.com" operates 24/7 without breaks or days off. Applications are processed at any time of day.
How do I repay online loans?
Borrowers can usually repay by bank transfer, cash deposit/terminal, debit card in online banking, or by transfer using the lender's banking details.